Products

Car Insurance

Our Car Insurance delivers comprehensive auto insurance coverage that gives protection to the following:

• Own damage (Theft OD/Theft)

  Protection from losing the car due to theft as well as from damage caused by accidents

• Third party liability (CTPL)

  Pays for the injuries sustained by the third party and legal liabilities as well

• Excess bodily injury (EBI)

  Covers legal liability for death or bodily injury to the third party

• Third party property damage

  Provides protection against damage to someone else's car or property

• Auto Passenger personal accident

  Provides indemnity to driver and unnamed passenger for bodily injuries caused by accident while riding the insured vehicle

• Acts of Nature (AON)

  Pays for all loss or damage in the insured vehicle resulting from earthquake, typhoon & flood

Fire Insurance

Fire Insurance is whereby the insured is protected from financial loss against damage from:

• Fire, lightning and other perils

Insurable Properties in Fire:

• Building
• Contents (Building equipment except jewelleries)
• Stock in trade (Insured product stock of building)
• Machineries and Equipment
• Leasehold Improvement (Insured only the improve unit)
• Furniture, Fixture and Fitting (FFT)

Benefits:

• Protection from losing your home, business or building
• Rebuilding of damaged property

Personal Accident

Provides financial aid to both the insured and its beneficiaries in case of death or disablement

• Accidental Death or Dismemberment

  Pays for all expenses according to the injured part of the body

• Permanent Disablement

  Pays the full 100% capital sum in the event of an injury resulting to permanent disability

• Medical Reimbursement

  Reimburse all the expenses incurred within 1 year from the date of accident up to the maximum amount selected per accident

• Murder Assault

  Covers death or disablement caused by murder or assault

Benefits:

• Protects you and your loved ones from hardship
• Live a life without worries

Marine insurance

Covers the loss or damage of ships, cargo, terminals and any transport by sea in which property is transferred from its original location up until its destination

• Marine Cargo (by land or sea)

  Protection for what is inside the container

• Aviation (Aircraft)

  Insured only the product that they want to insured

• Aviation Hull

  Insured only the product that they want to insured

Benefits:

• Protection of goods traveling through sea
• Insurance solutions no matter how far your cargo goes
• Hassle free insurance for vessel owners
• Protection of ships and properties that travel through sea
• Securing aircrafts from sudden mishaps
• Hassle free policies so you can fly without worries

Engineering Insurance

Provides economic safeguard to the risks faced by ongoing construction, installation, machines and equipment during project operation

Types:

• Equipment property
• Floater

  Insures the equipment that are used in construction

• Construction All Risks (CAR)

  Insures the building

• Erection All Risks (EAR)

  Insures the building during wiring installation

Benefits:

• Providing security to your assets against a wide range of risks
• Run your construction smoothly with our security

Casualty Insurance

Primarily covers the involved second and third party insurable interest as opposed to first party insurable interest such as property, life, health, etc.

Benefits:

• Personal /Group Accident

  Group but individual reimbursement

• Travel Accident

  Individual insurance

• Comprehensive General Liability

  Insures personal accidents that occurred inside an establishment or building

• Money, Securities and Payroll Robbery

  Inside and Outside premises (Protection of the insured declared money)

• Fidelity Guarantee

  Protects the people who truly deserves compensation

• Merchandise Floater

  Protection of insured subject declaration

Benefits:

• Designed to secure your possessions from unpredictable circumstances
• Insures home and a wide variety of assets and properties

Suretyship

Benefits:

• Provides security during events of unwarranted claims
• Gives better credibility to your business as it shows your company’s good financial situation