We all know that Christmas season is right around the corner. Thant means that it is the season of gift giving, spending time with loved ones, binging on cocktails and most of all, food, food and food. It is really hard to stay in shape during the yuletide season due to the various parties and […]
We already mentioned in our previous article that having a Compulsory Third Party Liability (CTPL) is mandated by the Land Transportation Office (LTO) since the purpose of this insurance is to protect the general public caused by the dangers of vehicles. But what exactly is a CTPL? This type of insurance will pay the necessary […]